:root {
  --navy: #1f2a44;
  --cream: #f5efe3;
  --orange: #f26b1d;
  --sage: #8a9a7b;
  --ink: #1f2a44;
  --muted: #5b6272;
}
* { box-sizing: border-box; }
html { font-size: 17px; }
body {
  margin: 0;
  background: var(--cream);
  color: var(--ink);
  font-family: "Inter", system-ui, -apple-system, "Segoe UI", Roboto, sans-serif;
  line-height: 1.55;
}
h1, h2, h3 {
  font-family: "Barlow Condensed", "Inter", sans-serif;
  font-weight: 700;
  line-height: 1.05;
  margin: 0 0 0.4em;
  letter-spacing: 0.01em;
}
h1 { font-size: clamp(2.4rem, 6vw, 4rem); }
h2 { font-size: clamp(1.6rem, 3.5vw, 2.3rem); }
p { margin: 0 0 1em; }
a { color: var(--navy); }
.wrap { max-width: 1040px; margin: 0 auto; padding: 0 20px; }
header.top {
  background: var(--navy);
  color: var(--cream);
}
header.top .wrap {
  display: flex; align-items: center; justify-content: space-between;
  padding: 14px 20px;
}
.brand { display: flex; align-items: center; gap: 12px; color: var(--cream); text-decoration: none; }
.brand img { width: 40px; height: 40px; border-radius: 50%; border: 2px solid var(--cream); }
.brand span { font-family: "Barlow Condensed", sans-serif; font-weight: 700; font-size: 1.4rem; letter-spacing: 0.02em; }
nav a { color: var(--cream); text-decoration: none; margin-left: 18px; font-weight: 600; font-size: 0.95rem; }
nav a:hover { color: var(--orange); }
.hero {
  display: grid; grid-template-columns: 1.1fr 0.9fr; gap: 36px; align-items: center;
  padding: 56px 20px 40px;
}
.hero img { width: 100%; height: auto; border-radius: 18px; display: block; }
.hero .kicker { color: var(--orange); font-family: "Barlow Condensed", sans-serif; font-weight: 700; font-size: 1.15rem; text-transform: uppercase; letter-spacing: 0.08em; margin-bottom: 8px; }
.hero p.lede { font-size: 1.15rem; color: var(--muted); max-width: 34em; }
.btns { display: flex; flex-wrap: wrap; gap: 12px; margin-top: 18px; }
.btn {
  display: inline-block; padding: 12px 20px; border-radius: 10px; text-decoration: none; font-weight: 600;
  background: var(--navy); color: var(--cream); border: 2px solid var(--navy);
}
.btn.alt { background: transparent; color: var(--navy); }
.btn:hover { background: var(--orange); border-color: var(--orange); color: #fff; }
section { padding: 36px 20px; }
section.band { background: var(--navy); color: var(--cream); }
section.band a { color: var(--cream); }
.grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 22px; }
.card { background: #fff; border-radius: 14px; padding: 22px; box-shadow: 0 1px 0 rgba(31,42,68,0.08); }
.band .card { background: rgba(245,239,227,0.08); box-shadow: none; }
.card h3 { font-size: 1.35rem; margin-bottom: 6px; }
.card .num { color: var(--orange); font-family: "Barlow Condensed", sans-serif; font-weight: 700; font-size: 2rem; line-height: 1; }
.rule { font-family: "Barlow Condensed", sans-serif; font-size: clamp(1.5rem, 3.4vw, 2.2rem); font-weight: 700; max-width: 22em; }
.disclosure { border-left: 4px solid var(--orange); padding: 14px 18px; background: #fff; border-radius: 0 12px 12px 0; color: var(--muted); font-size: 0.98rem; }
footer { padding: 28px 20px 40px; color: var(--muted); font-size: 0.9rem; }
footer a { color: var(--muted); margin-right: 14px; }
.legal h2 { margin-top: 1.6em; font-size: 1.5rem; }
.legal { max-width: 46em; padding: 40px 20px; }
@media (max-width: 760px) {
  .hero { grid-template-columns: 1fr; padding-top: 30px; }
  .hero img { order: -1; max-width: 420px; margin: 0 auto; }
  .grid { grid-template-columns: 1fr; }
  nav a { margin-left: 12px; font-size: 0.9rem; }
}